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SIP Calculator

Estimate the maturity value of a regular monthly investment plan.

Quick answer: enter your details below and click Calculate — your result appears instantly, right here in your browser. Nothing you enter is uploaded or stored.
S
Calculators

Enter your details below.

How to use

  1. Enter the amount you will invest every month.
  2. Enter the expected annual return and the investment period in years.
  3. Press Calculate to see the maturity value, the amount invested and the returns.

About this tool

This calculator estimates the value of a systematic investment plan, where a fixed amount is invested every month. It uses the future value of monthly payments with monthly compounding, and assumes each payment is made at the start of the month, so it earns interest for that month too. The result shows the maturity value, the total amount invested and the returns on top.

Frequently asked questions

What does SIP mean?

It stands for a systematic investment plan: a fixed sum invested at regular intervals, usually monthly, instead of one large lump sum.

Is the expected return guaranteed?

No, market returns go up and down, so the result is an estimate at a steady assumed rate. Use it to compare plans, not as a promised outcome.

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