Pension Lump Sum Calculator
Split a pension pot into a tax-free lump sum and the remainder.
Quick answer: enter your details below and click Calculate Lump Sum — your result appears instantly, right here in your browser. Nothing you enter is uploaded or stored.
P
500 New Tools
Enter your details below.
How to use
- Enter your numbers.
- Check that each figure looks right.
- Click Calculate Lump Sum and read the result.
About this tool
It applies the tax-free percentage you enter to the whole pot, showing what could be taken as a lump sum and what stays invested, subject to current pension rules. All figures here are estimates: check current rules and rates before acting on them.
Frequently asked questions
Are these figures exact?
No. They are estimates based on the numbers you enter. Rules, rates, and charges change, so check current rules before making a financial decision.
What should I do with this estimate?
Use it to compare options and plan your next step, then confirm the final figure with the provider, lender, or adviser involved before committing money.