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Pension Drawdown Calculator

Estimate how long a pension pot lasts at a chosen yearly withdrawal.

Quick answer: enter your details below and click Calculate Drawdown — your result appears instantly, right here in your browser. Nothing you enter is uploaded or stored.
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Enter your details below.

How to use

  1. Enter your numbers.
  2. Check that each figure looks right.
  3. Click Calculate Drawdown and read the result.

About this tool

Dividing the pot by the yearly withdrawal gives a simple lifespan in years, before investment returns or inflation, so treat it as a starting estimate. All figures here are estimates: check current rules and rates before acting on them.

Frequently asked questions

Are these figures exact?

No. They are estimates based on the numbers you enter. Rules, rates, and charges change, so check current rules before making a financial decision.

What should I do with this estimate?

Use it to compare options and plan your next step, then confirm the final figure with the provider, lender, or adviser involved before committing money.

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