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Home Equity Calculator

Work out your home equity and loan-to-value ratio from value and mortgage balance.

Quick answer: enter your details below and click Calculate Home Equity — your result appears instantly, right here in your browser. Nothing you enter is uploaded or stored.
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How to use

  1. Enter your numbers.
  2. Check that each figure looks right.
  3. Click Calculate Home Equity and read the result.

About this tool

Equity is simply what your home is worth minus what you still owe, and the loan-to-value ratio shows the mortgage as a share of that value. All figures here are estimates: check current rules and rates before acting on them.

Frequently asked questions

Are these figures exact?

No. They are estimates based on the numbers you enter. Rules, rates, and charges change, so check current rules before making a financial decision.

What should I do with this estimate?

Use it to compare options and plan your next step, then confirm the final figure with the provider, lender, or adviser involved before committing money.

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