Emergency Fund Calculator
Work out your emergency fund target and how far your savings already go.
Quick answer: enter your details below and click Calculate Emergency Fund — your result appears instantly, right here in your browser. Nothing you enter is uploaded or stored.
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Enter your details below.
How to use
- Enter your numbers.
- Check that each figure looks right.
- Click Calculate Emergency Fund and read the result.
About this tool
The target is monthly expenses times the number of months you want covered, and the gap is whatever is left after counting savings you already hold. All figures here are estimates: check current rules and rates before acting on them.
Frequently asked questions
Are these figures exact?
No. They are estimates based on the numbers you enter. Rules, rates, and charges change, so check current rules before making a financial decision.
What should I do with this estimate?
Use it to compare options and plan your next step, then confirm the final figure with the provider, lender, or adviser involved before committing money.