Car Affordability Calculator
Estimate the car price you can afford from income, debts, and a down payment.
Quick answer: enter your details below and click Check What I Can Afford — your result appears instantly, right here in your browser. Nothing you enter is uploaded or stored.
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How to use
- Enter your numbers.
- Check that each figure looks right.
- Click Check What I Can Afford and read the result.
About this tool
It caps the monthly payment at 15 percent of monthly income minus existing monthly debts, then adds your down payment to the total you could borrow over the loan term. All figures here are estimates: check current rules and rates before acting on them.
Frequently asked questions
Are these figures exact?
No. They are estimates based on the numbers you enter. Rules, rates, and charges change, so check current rules before making a financial decision.
What should I do with this estimate?
Use it to compare options and plan your next step, then confirm the final figure with the provider, lender, or adviser involved before committing money.