Business Loan Calculator
Work out the monthly repayment and total cost of a loan for your business.
Quick answer: enter your details below and click Calculate — your result appears instantly, right here in your browser. Nothing you enter is uploaded or stored.
B
Calculators
Enter your details below.
How to use
- Enter the business loan amount.
- Enter the annual interest rate and the term in years.
- Press Calculate to see the monthly payment and total cost.
About this tool
Business term loans are usually repaid in equal monthly instalments over a fixed term. This calculator uses the standard amortising formula on your loan amount, annual rate and term in years, so you can see the monthly commitment, the total repaid and the interest cost before approaching a lender.
Frequently asked questions
Should the monthly payment fit my cash flow?
Yes. A payment that strains monthly cash flow is risky even if the total cost looks fine, so compare the payment with your regular monthly surplus.
Does this include lender fees?
No. It covers principal and interest only. Arrangement fees, guarantees or other charges would be extra.