House Deposit Calculator: Work Out the Numbers First
Money choices feel clearer with numbers in front of you. This calculator turns a few inputs into a simple estimate you can compare and plan around.
What is the House Deposit Calculator?
The deposit is the price times your chosen percentage, and the mortgage is simply the rest of the price. All figures here are estimates: check current rules and rates before acting on them.
How to use it
- Enter your numbers.
- Check that each figure looks right.
- Click Calculate House Deposit and read the result.
Worked example
A $250,000 house with a 10% deposit needs $25,000 down and a $225,000 mortgage.
What deposit do I need for a $250,000 house at 10%?
Ten percent of $250,000 is $25,000, leaving a $225,000 mortgage.
Frequently asked questions
Are these figures exact?
No. They are estimates based on the numbers you enter. Rules, rates, and charges change, so check current rules before making a financial decision.
What should I do with this estimate?
Use it to compare options and plan your next step, then confirm the final figure with the provider, lender, or adviser involved before committing money.